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Over 50 Plan premiums from £4 a month

Over 50 Life Insurance

Guaranteed Over 50 Plan

If you’re aged 50 – 85 you can leave a cash sum for your loved ones from as little as £4 a month.
We’re also offering a larger cash sum on all new Plans taken out – something that could really help in these tough times.

Over 50 Life Insurance

The Guaranteed Over 50 Plan provided by

AXA Wealth Ltd trading as Sun Life Direct offers more cover for everyone.

15% Larger Cash Sum

All customers taking out a new over 50 life insurance Plan will receive a bigger cash sum for the same premium than if the Plan had been taken out before 1st July 2011. In fact, for an estimated 8 out of 10 new customers, the cash sum paid out will be at least 15% bigger*

 

Why choose the Guaranteed Over 50 Plan for your life insurance?

A guaranteed fixed cash sum and no medical or health questions
  • The Guaranteed Over 50 Plan provides a fixed cash sum to leave as a gift for loved ones or to help towards funeral costs.
  • Provided you’re aged 50 – 85 and a UK resident, we guarantee to accept you.
  • We’ll pay out the fixed cash sum on your death as long as you’ve been paying into the Plan for at least two years.
  • If you die in the first 2 years, we’d pay back all the premiums paid, plus half as much again.
  • Because the cash sum is fixed, inflation will reduce its value over time.
Premiums from £4 a month & More Cover for Your Money
  • Premiums from as little as £4 a month - that’s the lowest premium available on the market for plans of this type.
  • Increased cash sums – everyone will get more money. In fact, for an estimated 8 out of 10 new customers, the cash sum paid out will be at least 15% bigger than if they had taken a Plan before 1st July 2011*.
See an example of how the Plan compares in the market

Compare Life Insurance

Most popular Plan of its type
  • The Guaranteed Over 50 Plan is the most popular Plan of its type^, with over 787,000** customers. So you’re in safe hands. You can find out more about why our customers choose us here.
Affordable premiums that never change
  • You can choose any premium from £4 to £74 a month, as long as the cash sum doesn't exceed £20,000.
  • The premium you choose will never go up and your cover will never go down – no matter what happens to your health.
  • You simply need to keep paying in every month throughout your life, as if you stop paying, your cover will end and you won’t get anything back.
  • Depending on how long you live, the cash sum paid out could be less than the total amount paid in premiums.
PLUS
  • The first month’s premium is free.
  • You can choose a gift to welcome you into the Plan.
  • If you were to die in a travel accident, or within three months of an accident as a result of your injuries, we’d pay out three times your fixed cash sum.

What our customers say

Source:

*All customers taking out a new Plan will receive a bigger cash sum for the same premium than if the plan had been taken out before 1st July 2011.Based on the customers who took out Plans in 2010, we estimate that for 81% of customers taking out a new Plan after 1st July 2011, the cash sum will be at least 15% bigger.

^Most popular whole of life guaranteed acceptance plan bought directly. ABI statistics, Q1 - Q3 2011.

**787,017 Guaranteed Over 50 Plan policyholders
as at 27/10/11.

This testimonial is genuine and the original may be inspected at our Bristol offices giving 24 hours’ prior notice. The photograph is posed by a model to protect the privacy of the customer involved.

This website contains information on how the Guaranteed Over 50 Plan works. As the website does not contain advice, you need to be satisfied this type of policy meets your needs. If you are unsure and need advice, please visit www.unbiased.co.uk to find an Independent Financial Adviser in your area - you may have to pay for the financial advice provided. Alternatively, if you have any questions about the plan, you can call us on 0800 904 7674.

Get a Quote >If you have any questions call 0800 904 7674

Got a question? Call us on:

 0800 904 7674 Mon to Fri 8am till 6pm

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