Straightforward and affordable ISAs, funeral plans, life insurance, Wills and more. Straightfordable SunLife.
The Guaranteed Over 50 Plan is the UK’s No 1 choice^ for over 50 life insurance. It’s a simple and affordable way to leave a cash sum as a gift for your loved ones, or to help pay towards funeral costs.
Wouldn’t you like to know a cash sum of up to £500,000 could be paid for your family if the worst happened to you? Family Life Insurance is a straightforward way of doing this, helping to ensure life goes on.
SunLife Home Insurance makes protecting your home and valuables more straightforward. What you choose to protect and the cover amount is up to you, so you only pay for what you need.
SunLife Pet Insurance could be a straightforward way to help get your four-legged friend back to tip-top health if they get ill or have an accident.
A Stocks and Shares ISA is a tax-efficient way to invest for the future. We've teamed up with Scottish Friendly to bring you My Smarter (ISA) and make investing more affordable than you might think.
A funeral plan can help you to plan and pay for your funeral in advance, giving your loved ones less to worry about. You can choose to pay in one go with a single payment or, if you prefer, monthly with life insurance.
Making a Will can help make sure the right people get the right things and that your wishes are followed when you die. It could make all the difference to your loved ones.
The My Smarter (ISA) could be for you if:
Before applying for your My Smarter (ISA), please download and read these important documents.
You'll now be taken to Scottish Friendly's application form.
Any questions? Call free on 0800 904 7611. Monday to Friday: 8.30am-5.30pm
If you open a My Smarter (ISA) you are entitled to one gift only issued from SunLife. We reserve the right to change or withdraw this gift entitlement, or limit the total number of gifts issued per customer. We also reserve the right to not issue a gift to any customer who has previously held a SunLife product and has subsequently cancelled that product.
For more details on how the With-Profits fund works see the 'How Scottish Friendly invest your money' guide and key features document.
Unlike most other Stocks and Shares ISAs, My Smarter (ISA) has a built in safety net. On specific dates, the money you've paid in so far will be protected from loss, as long as you haven't already made any withdrawals.
The safety net will apply on the 10 year anniversary of your policy's start date and on every 5 year anniversary after that.
Only on these specific dates, Scottish Friendly guarantees that no Market Value Reduction (MVR) will be applied. So as long as you haven't made any withdrawals outside of these dates, you can get back at least what you've paid in.
If you have taken money out of your Stocks and Shares ISA at any other time, Scottish Friendly still guarantee that no Market Value Reduction (MVR) will be applied to the value of your ISA on the dates specified.
However, because you have already taken money out, you can no longer be guaranteed to get back at least what you have paid in.
Over the years your money is invested, inflation will reduce how much you can buy with the money you get out.
Scottish Friendly's guarantee only applies on specific policy anniversaries. To make sure you don't miss out, you'll receive a reminder when an eligible anniversary is approaching.
We believe that everyone in the UK should have access to straightforward and affordable financial products. We hate jargon, so we're cutting through the financial clutter with products that are easy to understand and apply for. We don't give advice but our friendly staff, in our UK call centres are here to support you every step of the way.
Our brand has been built on solid foundations. We've been helping people get the most out of life for over 200 years and we're also part of AXA, one of the biggest insurance companies in the world. We've also partnered with some other great organisations so that we can offer more products and more peace of mind, to even more people.
Life's what you make it - and we're here to help you make the most of it.
Discover how much you could save in 10 years by telling us a little about your weekly spending habits.
Watch our video to discover how we’re helping people make the most of their lives
5 star service
98% of our Guaranteed Over 50 Plan customers stated they are satisfied with the way SunLife handled the whole process from their initial enquiry to setting up their Plan.
Source: SunLife Continuous Research Program, New Policyholders June 2015, based on a sample of 150 new policyholders.
^Most popular whole of life guaranteed acceptance plan bought directly. ABI statistics - 12 months up to 30th June 2015.
†£3.90 is the lowest premium on the market for this type of product as at 7th January 2016.
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One Insurance Solution is a trading style of Brightside Insurance Services Ltd. They arrange and administer SunLife Home Insurance cover by offering you competitively priced quotes from a carefully selected panel of top UK insurers.