Sun Life Insurance is simple, affordable life cover to help protect loved ones should the worst happen. You can buy life insurance for a term of 10, 15, 20, 25, or 30 years. Premiums start from £5 a month and depending on your chosen term and premium you could leave between £2,000 and £150,000. If no claim is made you’ll get 15% of your premiums back at the end of the term.