Why choose the Guaranteed Over 50 Plan for your life insurance?
A guaranteed fixed cash sum and no medical or health questions
| - The Guaranteed Over 50 Plan provides a fixed cash sum to leave as a gift for loved ones or to help towards funeral costs
- Provided you’re aged 50 – 85 and a UK resident, we guarantee to accept you
- There's no medical or health questions. So it's simple to apply and you could buy cover today
- We’ll pay out the fixed cash sum on your death as long as you’ve been paying into the Plan for at least two years
- If you die in the first 2 years, except as a result of an accident, we’d pay back all the premiums paid, plus half as much again
- If you were to die in an accident during the first two years of your Plan, or within three months of an accident as a result of your injuries, we’d pay out the full cash sum. See the Terms and Conditions for full details
- Because the cash sum is fixed, inflation will reduce its value over time
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| Premiums from £4 a month | - Premiums from as little as £4 a month - that’s the lowest premium available on the market for plans of this type
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| Affordable premiums that never change | - You can choose any premium from £4 to £74 a month, as long as the cash sum doesn't exceed £25,000
- The premium you choose will never go up and your cover will never go down – no matter what happens to your health
- You simply need to keep paying in every month throughout your life, as if you stop paying, your cover will end and you won’t get anything back
- Depending on how long you live, the cash sum paid out could be less than the total amount paid in premiums
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| UK's most popular Plan | - The Guaranteed Over 50 Plan is the most popular Plan of its type^, with over 810,000** customers - so you’re in safe hands
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| Customer satisfaction and peace of mind for your loved ones | - 95% of customers either extremely satisfied or very satisfied with the service they've received from us#
- Once we have all the documentation required 93% of claims are paid out in just 3 working days
- 93% of beneficiaries either extremely satisfied or very satisfied with the level of care and empathy shown by the people they dealt with# #
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| PLUS | - The first month’s premium is free
- You can also choose a gift to welcome you into the Plan - gifts include an LED TV, Amazon Kindle*, camcorder, Argos or M&S vouchers and a sat nav
- With Funeral Benefit Option you can choose for your cash sum to go directly to The Co-operative Funeralcare and as a thank you they will make an additional £250 Contribution towards the final cost of your funeral
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This website contains information on how the Guaranteed Over 50 Plan works. As the website does not contain advice, you need to be satisfied this type of policy meets your needs. If you are unsure and need advice, please visit www.unbiased.co.uk to find an Independent Financial Adviser in your area - you may have to pay for the financial advice provided. Alternatively, if you have any questions about the plan, you can call us on 0800 904 7674.
^Most popular whole of life guaranteed acceptance plan bought directly. ABI statistics - 12 months up to 30 September 2012.
*Kindle, Amazon, and the Amazon Kindle logo are trademarks of Amazon.com, Inc. or its affiliates. Kindle devices are given away by Sun Life Direct. Amazon EU Sarl is not a sponsor of this offer.
**811,225 Guaranteed Over 50 Plan policyholders as at 23/10/12.
††This testimonial is genuine and the original may be inspected at our Bristol offices giving 24 hours’ prior notice. The photograph is posed by a model to protect the privacy of the customer involved.
#Sun Life Direct new policyholder customer satisfaction survey, rolling 6 monthly performance figures, April 2012 – September 2012
##Sun Life Direct death claimants customer satisfaction survey, rolling 6 monthly performance figures, April 2012 – September 2012
£4 is the lowest premium on the market for this type of product as at 28/02/13.