What is Funeral Planning?
No one likes to think about a time when they will no longer be around, but unfortunately it is one certainty in life. Planning for a loved one's funeral can be a difficult thing to deal with at such an emotional time. However, if there are some plans in place already, it can make the process simpler and easier by taking away some of the emotional strain and decision making.
Many people also wish to make some provisions in advance to help meet the cost of their funeral when the time comes. It may surprise you to know that the average cost of a cremation funeral (including disbursements) in the UK is now £2,720 - that's a 57.5% increase in the past seven years.* And what's more, these costs do not include any special touches that your family may wish to add. For many people this is a large amount of money to find, that's why planning your funeral can really make sense.
Source: *Average of quotes provided by a sample of funeral directors across the UK for standard cremation funeral arrangements. Mintel Research Consultancy, Average Funeral Pricing July 2011. This report has been commissioned by and produced exclusively for Sun Life Direct.
What do we offer?
We have two plans which could help with your funeral:
What’s the difference between the two plans you offer?
Choosing Funeral Plan means you will have put some essential cremation funeral arrangements in place, including transportation of the deceased, support for the family, a dignified resting place, a cremation funeral service and payment of the disbursements. Funeral Assist offers you the same essential elements that are included in Funeral Plan, but does not include disbursements. The cremation funeral, will be provided by The Co-operative Funeralcare.
How can I pay?
There two ways to pay:
- If you are aged 18 or over you can pay in full with a single payment to The Co-operative Funeralcare and you will never have to worry about your funeral costs again.
- If you are aged 50 to 80 you can pay monthly into a life assurance policy provided by AXA Wealth Ltd. The premium you will pay is based on the plan you choose, whether you are male or female and your age when you start the plan.
Find out more
Each plan has different features, so please read the full plan information to find out which one could be right for you.