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  • Over 50 life insurance summary icon

    Over 50 Life Insurance

    The Guaranteed Over 50 Plan is the UK’s No 1 choice^ for over 50 life insurance. It’s a simple and affordable way to leave a cash sum as a gift for your loved ones, or to help pay towards funeral costs.

    • The Plan provides a cash sum for loved ones, on your death after the first two years
    • If you're aged 50-85 we guarantee to accept you, with no medical
    • Premiums start from just £4 a month, the lowest you’ll find in the market†
    • Life-long cover as long as you pay your premiums for life 
  • Savings summary icon

    New Stocks and Shares ISA

    Saving for your family's future? My Smarter (New ISA) is a New Stocks and Shares ISA that could help you make more of your money.





    • Offers a tax-efficient way to help your money grow over the long term
    • Invest as little as £10 a month 
    • Flexible - stop, start, or change your payments whenever you want without any penalties
  • Life insurance summary icon

    Life Insurance

    Wouldn’t you like to know a cash sum of up to £500,000 could be paid for your family if the worst happened to you? Family Life Insurance is a straightforward way of doing this, helping to ensure life goes on.





    • Fixed premiums starting from an affordable £5 a month
    • Cover from 10 to 40 years – you choose how long
    • You can apply if you’re aged 18-59
    • Get a quick quote in 60 seconds
  • ^Most popular whole of life guaranteed acceptance plan bought directly. ABI statistics - 2013.

    £4 is the lowest premium on the market for this type of product as at 2nd April 2014.