Life cover in a nutshell

If you’re over 50, you might be thinking of leaving some money for loved ones to remember you by, or to help towards funeral costs. Our Guaranteed Over 50 Plan pays out a fixed cash sum on death and you pay a fixed premium each month, so you’ll always know where you stand.

If you’re aged 18 – 59, you might want to have life cover in place to protect your family for a certain number of years, so that if you die unexpectedly during that time some money will be there for them. Sun Life Insurance offers terms of 10, 15, 20, 25, or 30 years and premiums start from just £5 a month. There are no medical checks - provided you can answer ‘no’ to 5 eligibility questions, you can be covered.

If you’re over 50, you may want to do something to help directly with your funeral arrangements and ease the burden on your loved ones. With Simple Choice Funerals you can use life cover to pay directly towards the cost of some cremation funeral services with The Co-operative Funeralcare to ensure you have some funeral plans in place. Alternatively, if you are over 18 you could pay for your funeral plan in one lump sum.