Life cover that’s guaranteed to grow from just 23p a day
50 Plus Protector Plan
Rising prices affect everything from your household bills to how much you pay for your daily pint of milk. The 50 Plus Protector Plan provided by AXA Sun Life PLC trading as Sun Life Direct, is life cover that provides a way of leaving your loved ones a cash gift that grows every year, helping to protect against the effect of rising prices.
As your premiums increase at a comfortable and steady rate each year, the cash sum also grows – in other words, you put a little more in each year, so you can leave more to help your loved ones.
Read on to find out more about life cover that grows every year, making sure you read the Terms and Conditions including the Policy Summary. Then simply click to get your own personal quotation and apply online. Alternatively you can request a pack by clicking the box on the right.
Why choose the 50 Plus Protector Plan?
Your Plan
- As your monthly premiums increase each year, your cash sum will also grow.
- We’ll pay the full cash sum on your death once you’ve been paying into the Plan for two years.
- If you die before then, we’d pay back all the premiums paid, plus half as much again.
- You simply need to keep paying in every month until age 90, or death if earlier, as if you stop paying, your cover would end and you wouldn’t get anything back.
Your monthly premium
- Premiums range from £7 to £74 a month.
- Your monthly premium will increase each year by 5% of the starting premium you choose.
- Your monthly premiums will only keep increasing for a maximum of 20 years and premiums stop altogether at age 90.
- The premium will never be more than double your starting monthly premium.
Your cash sum
- The cash sum will increase by 5% of the initial cover amount each year until your death.
- Your cash sum will continue to grow for as long as you live.
- Depending on how long you live, the cash sum paid out could be less than the total premiums paid in.
- The value of the cash sum paid out on your death may be reduced by inflation. This will happen if the total of all the annual increases in the cash sum payable on your death, do not cover the effect of inflation
No medical or health questions
- Provided you’re aged 50 – 75, we guarantee to accept you.
Triple travel accident death benefit from day one
- If you were to die in a travel accident, or within three months of an accident as a result of your injuries, we’d pay out three times the fixed cash sum payable at that time.
PLUS
- Your first month’s premium is free.
- You can choose a gift to welcome you to the Plan.
- You’ll have access to Careline, a confidential health information line
This website contains information on how the Plans we offer work. As the website does not contain advice, you need to be satisfied these types of Plans meet your needs. If you are unsure and need advice, you can call us on and one of our friendly staff will put you in contact with one of our advisers. Our advisers can only advise on the life, pension and investment contracts made available through AXA Sun Life Services plc. Please make sure you are happy with the Terms of Use of this site before using it.